Insurance is important nowadays whether for home, health, or even vehicles. That is why the moment Mark sealed the deal and was able to purchase his own house, he immediately asked around for homeowners insurance quotes. His father always told him that he cannot do without insurance. In case of a calamity, or accident inside the house, he would instantly get coverage from the company.
It gave him the peace of mind that he needed. From time to time, Mark encourages his friends to get a home insurance as well, but since they are not as wise as Mark, they continue to decline him and say that nothing bad will happen. Mark is not convinced though, as he knew for a fact that if something indeed happens in the future, without insurance, they will never get their belongings back.